Back to Resources
Quick Hits 1 min read

How would you buy a $10 million Business?

The availability of financing is boosting sub-$10M add-ons through more leverage and less equity. But platforms are still generating appropriate returns for buyers despite high equity investments.

Kevin Morrison
Kevin Morrison

How Would You Buy a $10 million Business?

Debt? Equity? Both?

Add-Ons and Individual Buyers:

  • Senior debt for smaller businesses contributes 66.7% of capital structure (vs. 55.4% in 2023)
  • Equity contributions dropped significantly to just 19.6% (from 40.7% in 2023)
  • Subordinated debt rose to 13.7% (from 3.8% in 2023)

Platforms:

  • Senior debt falls to 31.8%
  • Equity contribution jumps to 61.4%
  • Multiple arbitrage is significant: 2x EBITDA gap between $1-10M platforms (4.5x) and $10-100M platforms (6.5x)

The availability of financing is boosting sub-$10M add-ons through more leverage and less equity.

But platforms are still generating appropriate returns for buyers despite high equity investments.

Would you rather buy an add-on with high leverage or a platform with more equity?

Share this article

Ready to Discuss Your Business?

Schedule a confidential conversation to learn how we can help.

Related Articles

Quick Hits 3 min read

Net Working Capital is Rarely Simple

NWC can mean vastly different things to different buyers, and we need to compare apples to apples offers, so we have to get specific.

Zach Whitt
Quick Hits 2 min read

Going At Risk With Clients

In a perfect world, brokers would act in fiduciary harmony with their clients, but we know that unfortunately isn't always true. The industry would be better as a whole if we shifted more in this direction.

Zach Whitt